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Zerodha and Groww see big growth as Indians flock to stock markets

Adding to it, data from the Reserve Bank of India (RBI) shows that in the year ended March 2020, the net financial assets in India defined as gross financial assets less financial liabilities jumped from ₹13.73 lakh crore in FY19 to ₹15.62 lakh crore in FY20 due to decline in borrowing from banks. Advertisement Since interest rates have remained low in the country for quite some time, investors have shifted more savings towards soaring markets. Many new retail investors entered the industry in the last one year as interest rates kept depleting and markets kept surging. In fact, 14.2 million demat accounts have been opened in FY21, according to SEBI data.

Kuvera Insights 2020: A deep dive into personal finance in India

Share on In the last few years, wealth management has undergone a digital transformation, with the advent of tech-led personalised financial planning platforms. Kuvera, founded in 2016 by Gaurav Rastogi, Neelabh Sanyal and Mayank Sharma, is one such robo advisory platform for personal financial planning and investing that wants consumers to be their own wealth managers. Starting out as a mutual fund platform, it has evolved into a personal finance solution company. It has now become one of India’s first commission-free investing platforms for individuals, competing against the likes of Paytm Money, Zerodha, ETMoney and several others. Kuvera uses technology to steer users towards taking action based on their specific financial goals. Customers can enter their personal details, set up financial goals such as tax-saving to house-buying, for retirement or children’s education, among others. The platform uses artificial intelligence algorithms to assess the custo

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