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Fee-hungry debt advisers are today accused of fiddling figures to profit from vulnerable clients.  The City watchdog warned last week that so-called debt packager firms are cashing in by manipulating customers income and spending records to qualify them for repayment plans that pay commission of more than £1,000.  Money Mail has also seen bank statements that seem to have been doctored to hide a gambling addict s betting, so he would qualify for such a scheme.  Stung: Mick and Stephanie Gales were cold-called by a firm claiming to have the answer WE VE PAID £3K BUT COULD VE WIPED DEBT FOR JUST £180  Mick and Stephanie Gales were desperate for help with their £9,000 debt when they were cold-called by a firm claiming to have the answer. 

United kingdomCity ofRoger wallisPaul mallatrattWatchdog the financial conduct authorityAdvertising standards agencyInsolvency practitioners associationStephanie galesIndividual voluntary arrangementHanover insolvencyFinancial conduct authorityTrust deedsMoney mailAsda storeDebt slayersCitizens advice