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Operator
Hello and welcome to Banc of California s Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today s presentation, there will be an opportunity to ask questions. [Operator Instructions] Today s call is being recorded, and a copy of the recording will be available later today on the company s Investor Relations website.
Today s presentation will also include non-GAAP measures. The reconciliation for these and additional required information is available in the earnings press release. The referenced presentation is available on the company s Investor Relations website.
Before we begin, we would like to direct everyone to the company s Safe Harbor statement on forward-looking statements included in both the earnings release and the earnings presentation.
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