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On April 5, 2021, the Consumer Financial Protection Bureau issued a proposal to amend the existing loss mitigation rules in Regulation X. As stated in the Bureau’s press release, the proposal is designed to “help prevent avoidable foreclosures as the emergency federal foreclosure protections expire.” To accomplish that goal, the proposed rule has a few primary components, none of which are overly surprising given Acting Director David Uejio’s prior statements and the many rumors that have been circulating for quite some time now regarding the likelihood of future rulemaking. The Bureau also released a “Fast Facts” document summarizing the rule, and an unofficial redline of the proposed modifications to the regulatory text and official commentary.
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MLB s decision to relocate the 2021 All Star Game after Georgia passed a law restricting voting rights has ignited a firestorm. | John Amis/AP Photo
DRIVING THE DAY
THE LATEST ON FRIDAY’S CAPITOL ATTACK, via WaPo: “One Capitol Police officer was killed and another injured Friday when a man crashed his vehicle into them near the U.S. Capitol, an attack that once again put the city on edge as threats stemming from the deadly insurrection in January had started to wane.
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Just when you had your COVID-19 leave policies in place, Congress goes and passes new legislation: the American Rescue Plan Act (ARPA). Remember, as we outlined in a previous blog post, the Families First Coronavirus Response Act (FFCRA) was passed in March of last year and provided that employers with fewer than 500 employees had to give emergency paid sick leave (EPSL) and emergency family medical leave (EFMLA) to employees for certain reasons related to COVID-19. The FFCRA was set to expire on December 31, 2020, but just a few days beforehand along came the Consolidated Appropriations Acts (CCA), which didn’t extend the FFCRA but rather incentivized employers to continue providing COVID-19-related leave in exchange for a tax credit.
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Stem cell therapy, also known as regenerative medicine, has been around for decades, but in recent years, the use of and interest in stem cell therapy has increased exponentially. The dramatic utilization of stem cell therapy, and the increasing government spend related to these novel techniques, have now caught the eye of federal regulators and prosecutors. In this client alert, we profile some brief context of stem cell therapy, the government’s regulations governing these techniques, and some of the best practices for those interested in this emerging space.