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Bad loans at UAE banks likely to increase once relief measures are over - S&P

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UAE s strong economy supports banking sector outlook

Dubai: The UAE has a wealthy economy with strong fiscal and external positions that supports the fundamentals of its baking sector, according to rating agency Standard & Poor’s. The COVID-19 pandemic, lower oil prices, and continued pressure on the real estate sector have increased risks for UAE banks with a significant spike in non-performing loans, which S&P expect will increase further once the regulatory forbearance measures are lifted, impacting the profitability for longer. “Although UAE banks traditionally operate with healthy profitability metrics, low interest rates have negative consequences for bank margins. We therefore expect the banking sector s profitability will remain lower for longer,” said Puneet Tuli, an analyst at S&P.

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