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Punch Newspapers Sections Published 2 May 2021 Yomi is a semi-educated, middle-aged man living in the bustling city of Lagos, Nigeria. As a real estate agent, Yomi often closes the sale of properties, whereupon every transaction, he returns to his home with a huge amount of cash. One fateful day, his apartment catches fire and he loses N2m in the inferno. Why did he choose to hoard cash at home rather than deposit it in a bank for safekeeping? We can only hazard a guess. What Yomi’s unfortunate tale underscores is the fundamental need for financial inclusion as it is crucial to improving the quality of life, not just for the poor and disadvantaged but also for the ignorant.

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