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Dec 23, 2020
CHARLESTON West Virginia Attorney General Patrick Morrisey urged last-minute shoppers to exercise caution when they buy gift cards for Christmas.
Thieves have been known to pilfer gift card racks. They will use handheld scanners to read the card’s magnetic information and any number on the front, after which they place the card back on display and wait for it to be activated.
Once the unknowing recipient activates the card, the thief can create a counterfeit gift card and make online purchases without having the actual card in hand.
“As we’re almost here at Christmas, there are a lot of people out there looking for stocking stuffers, and gift cards can be a great idea,” Morrisey said. “When you’re purchasing the card, make sure that you’re getting the full value on the card. Using a gift card is the equivalent of paying with cash, so it’s important to know you don’t get some of the same protections that purchasing with a credit card can provide.
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West Virginia Attorney General issued the following announcement on Dec. 15.
West Virginia Attorney General Patrick Morrisey warned consumers to exercise caution when evaluating credit card offers this holiday season.
Consumers may see an uptick in credit card offers with the Christmas shopping season now in full swing. While it may be tempting to take advantage of the “buy now, pay later” option, the Attorney General urges consumers to verify the credit card offer is legitimate.
“It’s critical to look at the fine print if you’re getting a new credit card,” Attorney General Morrisey said. “Take the time to know what the interest rules are. Know what you’re getting into so you don’t get sticker shock at the other end of the line.”