By @TobyChilliShow
Jan 11, 2021
Whether you want to stash more money aside to get all your loved one’s baller gifts next holiday season, or you simply just want to beef up your emergency fund, a little bit of saving can go a long way. If you can’t trust yourself not to blow your entire paycheck on Amazon prime, here are a few money-saving challenges to try this year to keep you on track.
The ‘No Spend’ Month. Think of it like a “Dry January” but for your savings account. Figure out how much you have to spend in one month on essentials like fuel, utilities, mortgage, or rent, and then simply say ‘no’ to all additional spending. This means no coffee runs, no takeout, and no treats. Obviously, you’ve got to eat, but for the “No Spend” month, you’ve got to work off a budgeted grocery list.
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