Allianz Adds âEpidemicâ Coverage to its Travel Insurance Policies Allianz is making some COVID-19 policies permanent. Photo: Ranta Images/Shutterstock.com. Allianz Partner on Monday announced that it was adding ‘epidemic’ coverage to its travel insurance offerings. The news means that travelers who opt to cover their trip with Allianz will be covered if they become ill with COVID-19 or another future epidemic, are individually ordered to quarantine, or are denied boarding due to a suspected illness. It also means that if a traveler is forced to stay at a hotel during a quarantine, they will be covered via their Allianz insurance.