Average health claims double to Rs 1 lakh during pandemic, add to insurers' worries Representative Image It's not just number of COVID health claims but the average size of claims that's worrying health insurers. Claims are even higher for non-COVID cases, say insurers. The average claim size for COVID claims is nearly one lakh versus a pre-COVID average of Rs 50,000-Rs 55,000, said Rajagopal Rudraraju, Senior Vice President & Product Head - Health & Health Claims, Tata AIG. âThe increase in average claim size for COVID is unprecedented in the industry and needs to be addressed, else these could be passed on to the customer by way of increase in premiumsâ, he said.