BusinessWorld January 22, 2021 | 12:03 am MOST BANKS maintained strict lending standards last quarter and expect to continue to do so in the coming months due to sustained worries amid the pandemic, even as some economic indicators show signs of improvement, a survey by the Bangko Sentral ng Pilipinas (BSP) released Thursday showed. The latest Senior Bank Loan Officers’ Survey released by the BSP showed most respondent banks maintained their credit standards for both enterprises and households during the October to December period, based on the modal approach. “The latest survey results reflected a slight improvement compared to the Q3 2020 survey where almost half of the respondent banks stated that they tightened credit standards amid the continued economic and business disruptions caused by the ongoing COVID-19 pandemic,” the central bank said in a statement.