Transcripts For BBCNEWS Breakfast 20171217 : vimarsana.com

Transcripts For BBCNEWS Breakfast 20171217

In to watch the strictly final last night well discuss who waltzed away with the glitterball. Good morning. Quite a mixed day coming up. Some areas are really called with fog to start with. Further west, rain moving in. Called with fog to start with. Furtherwest, rain moving in. Join me laterfor a full furtherwest, rain moving in. Join me later for a full weather forecast. Good morning. First, our main story. Every worker aged 18 or over will begin saving into a workplace pension unless they opt out. Thats under government plans being unveiled today. At the moment, employers must enrol staff aged 22 and over into a pension plan if they earn more than 10,000 pounds a year. Ministers say they want to reduce the minimum age to 18 a move that could affect around 900,000 young people. But the changes wont kick in until the mid 2020s, as our Business Correspondent joe lynam reports. 0lly browning is 21 and like many young people, he hasnt started saving for his retirement. If the government has its way, he would soon be automatically enrolled for a pension at his company. Its not really crossed my mind yet. Maybe i am a bit relaxed about the whole thing but i have always, especially in london, moved jobs quite frequently, i tend not to stay in one place too long, so pensions have always been low down the list of things i have been conscious of. At the moment, only those aged over 22 are automatically included in a Pension Scheme by their employers but this consultation could see that age lowered to 18. That could mean 900,000 additional people will be saving for their pensions. But, is that a good thing . Its important that people are educated about their options because if they dont understand what a pension is, they are far less likely to know what their rights are. To an 18 year old, retirement must seem a very long way off. Especially if they dont earn much and saving for a house is a lot more pressing. If this plan proceeds, it could help younger people financially in decades to come. Joe lynam, bbc news. Mps have expressed serious doubts that the ministry of defence will be able to afford all the new military equipment it plans to buy. A report by the Commons Defence Select Committee says the mod will struggle to make the necessary savings it needs to pay for newjets, warships and armoured vehicles, as ian palmer reports. She is the flagship of the royal navy. Hms queen elizabeth, commissioned by her majesty the queen earlier this month. At 218m long, she has space for a0 jet planes but defence in this century doesnt come cheap. The biggest warship the british navy has ever had cost more than £3 billion. Another Aircraft Carrier is being built in scotland. The ministry of defence wants to spend £178 billion on more military equipment over the next ten years but it has to make savings to achieve that goal. To do that it will have to sell buildings and make efficiencies. However, the Defence Committee is extremely doubtful the mod can make those savings from an already stretched budget. The Committee Says funding pressures will inevitably lead to a reduction in the number of warships, jets and armoured vehicles the mod can buy. The government is currently carrying out a defence review. It is widely expected to recommend more cuts. With the changing nature of and increase in global threats, it said britain needs to strengthen its armed forces but will the government have the cash to pay for it . Ian palmer, bbc news. Theresa may says the government is proving the doubters wrong with its brexit negotiations. Shes written in two national newspapers, saying she wont be derailed from securing an ambitious deal. Lets speak to our Political Correspondent jonathan blake. Jonathan, comments today not only from the Prime Minister but from the foreign secretary too . Some stirring words from the Prime Minister. For anyone enthusiastic about brexit, reminding us in the papers of what the government has achieved so far. She singles out citizens rights. She is proving the doubters wrong, as she says and amid all the noise, getting on with the job. Looking ahead to the next phase which could potentially be more difficult and as a reminder of the potential roadblocks in her way, the foreign secretary, in an interview with the sunday times, setting out his stall the morning, saying that over time that britain should not simply mirror European Union rules and regulations. He says if that was the case of britain would be going from a member state to state. That isa from a member state to state. That is a big reminder that the government has yet to formally agree it is negotiating position and what it is negotiating position and what it wants the end state of brexit to look like vassal state. The Prime Minister says she will not be derailed but it will be tricky to get it on track. More people have been ordered to evacuate their homes in california, as raging wildfires continue to spread. Flames have now reached Santa Barbara home to many celebrities. The fire is the Third Largest in the state since records began. Fresh northerly winds are expected to drive the flames towards the pacific coast. The Un Security Council is to consider a proposal declaring that any unilateral decision on the status ofjerusalem would have no legal effect. It comes after president trumps decision to recognise the city as the capital of israel. The resolution is likely to be vetoed by the united states. South africas ruling party is set to elect a new leader to replace president jacob zuma. Mr zuma is stepping down as leader of the anc ahead of the partys campaign for the 2019 general election, and hes faced several allegations of corruption during his decade in charge. There are fears of bitter infighting could split the party. Severn trent water says most customers who were cut off in the tewkesbury area of gloucestershire have now been reconnected. 10,000 homes were left without water when a main burst on friday. The company said repairs to the pipe which lies underneath flooded fields had been difficult. If you havent caught up with strictly come dancing yet then go and make yourself a cup of tea because were about to reveal the winners. We can now reveal the strictly come dancing champions to 2017r. Joe and katya former holby city actorjoe mcfadden and his partner katya jones lifted the coveted glitterball trophy after seeing off competition from fellow finalists alexandra burke, Gemma Atkinson and debbie mcgee. The 42 year old, who won the public vote, is the oldest champion of the show, which has been running for 15 series. Not in a million years. It feels completely surreal and im so in awe of everybody who started all those weeks ago. We have all become such a tight unit and i love them all to bits and every one of us are winners because weve gotten here and i love every single one of them to bits. The show dances last night were so brilliant. Debbie mcgee was brilliant. Debbie mcgee was brilliant that joe brilliant. Debbie mcgee was brilliant thatjoe mcfadden won the popular vote for whatever reason. Unscheduled admit, ive not watch it. I have a feeling you will convince me. I am scared to admit. We will talk about that a bit later. Let us know what you think. Tell me why i am wrong to miss it. Or maybe you agree with me, i dont know. When the modern state pension was introduced in 19118, a 65 year old could expect to spend 13. 5 years receiving the payment. Now that figure is nearly 23 years around a third of a persons adult life. Thats why ministers are keen for people to start saving for retirement earlier. Under plans being unveiled today, every worker aged 18 or over will start saving into a workplace pension unless they opt out. Were joined now by the financial journalist, annie shaw. Good morning. We can also describe you as a pension agony aunt. People will put it off and then they come to you for advice. This proposal makes it much earlier that people would start saving but you might say, look, when youre 18, would start saving but you might say, look, when youre18, you have other things to consider. That is the snag. People that are 18 dont haveit the snag. People that are 18 dont have it and they probably have quite low wages and are not really thinking about pensions. The thing about auto enrolment has been a big success. About auto enrolment has been a big success. In the old days, if you joined a firm, they would hand you the pension pack and they enjoy you if the pension pack and they enjoy you if enjoy this if you want an peoples eyes glazed over and not many people would join. This auto enrolment means you are automaticallyjoin in enrolment means you are automatically join in unless enrolment means you are automaticallyjoin in unless you need to opt out. The current rules says Everybody Needs to give that provision if they are 22 but the new proposal is to bring the age down to 18. It is to encourage people to think about their pensions. 0bviously people that are 18 wouldnt be putting much in but there is a miracle of compound interest and long term saving. The longer you leave it, the harder it is. And of course, when you get older, you have family and a mortgage so actually, anything you put away really early is a really good thing. What numbers are we talking about . What is affordable foran talking about . What is affordable for an 18 year old . Talking about . What is affordable for an 18yearold . It will depend on your wages. It is 1 at the moment. That is the minimum. On your wages. It is 1 at the moment. That is the minimumm on your wages. It is 1 at the moment. That is the minimum. It is tiny. But as you you can put more in if you want. It is about the mindset. Yes, that is the key thing. It will embrace many more people. They have kept the floor steady at £10,000. Again, that is not very high. They havent brought it down 01 high. They havent brought it down or put it up. Thejury is out high. They havent brought it down or put it up. The jury is out as to whether that should be changed but it is about changing mindsets and making people actually think about it. Because people have felt quite co mforta ble it. Because people have felt quite comfortable and may be too co mforta ble comfortable and may be too comfortable about relying on the state pension and as we know, the age is really soaring. It is 68 and people are looking at not getting their state pension until 68. Are you going to be doing thejob you are doing today when you are 68 . You may still be working and lots of people are that if you are and u nfortu nately you people are that if you are and unfortunately you become ill or you have other commitments, you are made redundant, Something Like that, you will have no funds until you are 68. You will be on benefits. Unless you have a nest egg, it will be a big help. Will businesses be able to afford it . This is the key, it is all about affordability and who is going to pay for this. If you havent got any money, either you areafirm havent got any money, either you are a firm who are stretched for its profits or you are an individual who has low wages, are you going to really be thinking about opting out . Well, employers cant but the employees, saying they cant want it dont want it, i would say that anybody wanting to opt out should wink again and not do it if they absolutely have two. Unless they have to. Think again. This is giving more consideration. There are no firm proposals of out how the self employed can be brought into the scheme. Even older people as well who have perhaps lost their jobs and then started out doing something on their own. How to embrace those people is a big problem because if you dont have the money, you dont have the money. It is all about mindset, nudging and getting people to think about it. If you have any spare cash, dontjust big about putting it towards a holiday. Stick it in your pension. There is a tax relief on it so it is a good deal. It is a good deal. So many competing interests about making the decision early. The interest will add up. This time last weekend we had dreadful weather. Snow and ice through the country. Much more calm today. Hello, snow topped mountains. I was on last weekend. It was very busy. A much more quiet weekend, thankfully. A messy picture today. Eastern areas starting dry and cold and chilly. Look at the temperature contrast. Rain in the west, six, seven, eight. Be further east, cold, 44 seven, eight. Be further east, cold, 4 mist seven, eight. Be further east, cold, 11 mist and fog. Dense fog. Also, ice on frozen surfaces, southern scotland, northern england, watch out. The rain will be heavy in the western hills. Clear in most of ireland. Temperatures, nine, ten. Slightly more mild with this rain band. Some of it getting into south west england. Cold and dry to start. Fog and frost. Watch out for theice start. Fog and frost. Watch out for the ice first thing. The rain turning lighter in the south east. Lightening up behind it. Cool air again. Single figures. 10 degrees in scotland. Lots of sunshine. That rain clears away this evening and overnight. A ridge of High Pressure. A quiet night. Light wind. Rural places, mist and fog. The ridge of High Pressure greets us for monday to start the new week with a fine and dry note. A cold start. Frost around. Sunny spells. More in the way of cloud in north and west scotland. A breeze picking up. This is what is going to herald a change monday night on. 4 9. We lose the blue colours. The cold air is moved out of the way replaced by milder airfrom out of the way replaced by milder air from tuesday out of the way replaced by milder airfrom tuesday on. Out of the way replaced by milder air from tuesday on. Double figures on tuesday and wednesday. Mid teens. A mild one up until christmas. Back to you. I like that. Double figures until christmas. It is beginning to look a lot not like christmas. Shh. The Christmas Season is a time forjoy and celebration for many, but for those whove lost a loved one, it can be one of the most difficult periods of the year. So, whats the best way to cope if youre one of the millions wholl have to deal with grief this christmas . Werejoined by Linda Magistris who lost her partner, graham, three years ago, and is the founder of the good grief trust. Good morning. Good morning. Tell us about your story. I lost graham to cancer. I thought i was going crazy. Could not find any breeze meant support targeted for what i needed. I could not find any bereavement. We do have good support, we just need to bring it together. My gp could not find anything for me. Hospitals did not even do it. Many people will be surprised. Exactly. These are big london hospitals, globally renowned, they dont have bereavement support. We focus on and off lights and palliative care, which is amazing, and we need it. End of life. We have brought all of these Services Together on a website, goodgrieftrust. Org. Hopefully no one will be able to say no one understands what i am feeling. We need to bring people together who have been through the same experience. That is key to finding a way forward in your life. What were your first couple of christmases like . Really difficult. I wanted to hide and stay under the duvet and not go anywhere. The advice i would give is try and do what is right for you. Many people say you should do this and that. Go with your gut feeling. Grief is exhausting. Did you want input from family . Did you want them to invite you . They did that. But sometimes you . They did that. But sometimes you cannot. Many people do not understand that. Here is a quote, one of the most popular on our facebook, something to call at the friends and family, it says if you know someone who has lost an important person in their life and you dont want to mention them because you dont want to remind them, they remember they died, you are reminding them of someone they loved. That is important. Please talk about them. Engage with them. Says my name, say their name. As many times as you can. Thank you. We will talk later on. If you have lost someone, will talk later on. If you have lost someone, let us know how you are coping. It is difficult, especially around this time of year. Let us know if you have any traditions that help you deal with loss. You can send us your stories on bbcbreakfast bbc. Co. Uk, or by using the hashtag, bbc breakfast. Youre watching breakfast from bbc news. Time now for a look at the newspapers. Poet and broadcaster, ian mcmillan, is here to tell us whats caught his eye. Wellspeakto him in a minute, good morning. Good morning. There is a lot inside the newspapers. A quick run through, first. The sunday telegraph reports that the Prime Minister is confident shes silenced doubters in her cabinet, after securing britain a deal in the first stage of brexit negotiations. The sunday times on the other hand quotes the foreign secretary boris johnson, who says theresa may should do more to maximise the benefits of brexit by making sure britain has the power to scrap eu laws. The observer, highlights our top story today about new plans to extend automatic pension enrolment to people aged 18 and over. And the mail on sunday highlights another example of the abuse mps and their families face from on line trolls. The Prime Minister tweeted late last night, saying the threats were unacceptable. It is interesting to contrast those stories. The Prime Minister tweeted last night that threats were unacceptable. Ian mcmillan, welcome. What have you picked out . Call off brexit bullies orface defeat, tory picked out . Call off brexit bullies or face defeat, tory mps tell the Prime Minister. That story, variations of it, are on the front of every newspaper. My resolution for next year is not to use the b word because it reduces a complex issue to two syllables. I will call it withdrawing from the eu. We should be thinking about it, but we reduce it. I think it is stopping us thinking about it. It is on the front of every paper. Everyone has a different view. Yet we shrink it to a reductive sound bite. I know why we talk about it like that. Because if we had a big word for it brea kfast would if we had a big word for it breakfast would last all day. But we have to be more subtle in the way we talk. How do you feel about terms like brexiteers and remoaners. They will end up in the dictionary and people in 100 years will say i wonder w

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