At this point in the typical year, this column would be filled with all the usual personal financial advice: max out the contributions to your 401(k) and 529 savings plans, add to your health savings account, make year-end charitable donations and make sure to rebalance your investment portfolio. But 2020 was not a typical year, and the usual financial advice won’t do. So as the year draws to a close, there are several personal finance items to consider due to this unprecedented year: 1. Highly Appreciated Stocks 3. Corona Virus Related Distribution 4. Beware of Home Office Deductions!