BCR achieved a net profit of RON 690.8 million (EUR 140.9 million) in H1 2021, up by 38.5% against RON 498.9 million (EUR 103.6 million) in H1 2020, on the back of both improved operating performance mainly due to higher business volume and lower risk costs allocation. Operating result improved by 12.7% to RON 1,012.5 million (EUR 206.6 million) in H1 2021 from to RON 898.2 million (EUR 186.5 million) in H1 2020, on the back of higher operating income along with lower operating expenses. Net interest income slightly improved by 0.7% to RON 1,196.0 million (EUR 244.0 million) in H1 2021, from RON 1,187.8 million (EUR 246.6 million) in H1 2020, driven by higher loan and deposit volumes in both retail and corporate, partly offset by lower market rates.