Boost Your Credit Score in Months Source: Getty Images At The Motley Fool Canada, you’re so much more than just a number to us. Still, a lot of folks — from your lender to your landlord to your insurer to your employer — define your character by the three-digit score that reflects what’s in your credit file. To them, whether or not to do business with you comes down to where you rank on the following scale: 750 and up: You’re golden and will get the best interest rates on loans. 710-750: Though you’re not quite a VIP, qualifying for competitive offers is no problem.