BRIBrain Uses AI to Speed Up Loan Approvals, Helps More MSMEs Survive Pandemic Share Article After launching its own in-house AI platform called BRIBrain in late 2020, Indonesia's BRI Group has reduced the loan approval process for MSMEs in Southeast Asia from two weeks down to two minutes. The move comes at a critical moment when millions of businesses in the region are struggling to survive amidst the pandemic-driven economic recession. “Even Bank BRI’s first-time MSME customers can take advantage of faster loan approvals, as they can open a BRI account online in a safe and socially-distanced way, without even needing to visit a branch office,” said the President Director.