April 18, 2021 | Bringing up Baby Garth Turner A best-selling Canadian author of 14 books on economic trends, real estate, the financial crisis, personal finance strategies, taxation and politics. Nationally-known speaker and lecturer on macroeconomics, the housing market and investment techniques. He is a licensed Investment Advisor with a fee-based, no-commission Toronto-based practice serving clients across Canada. When people have babies they’re swimming in expectations, obligations and hormones. Those are the prime days of vulnerability. The insurance guys descend, prey on emotion and walk off with nice commissions on needless policies. Realtors have a field day selling people debt and deeds even though the kid would be a happy renter. But perhaps most heinous are the baby vultures, shamelessly peddling college funds to parents of newborns.