Published April 29, 2021, 5:29 PM The Bangko Sentral ng Pilipinas (BSP) will adopt three digital payment streams in the third and fourth quarters this year beginning with the QR Ph person-to-merchant (P2M) via InstaPay which will have a pilot launch on Friday. “The use of QR Ph expanded with the pilot launch of P2M payments tomorrow (April 30). After a successful pilot run, the full implementation of the QR Ph for P2M is expected to be rolled out by the third quarter of this year,” said BSP Governor Benjamin E. Diokno during his virtual “GBED Talks” on Thursday. Diokno said next to be launched and adopted, also by the third quarter this year, is the Multiple Batch Settlement Scheme for PESONet, and the interoperable Bills Payment facility.