Published May 7, 2021, 7:00 AM The central bank’s stricter policy on banks’ screening of its new hires and other human resource-related practices should decrease the number of blacklisted and watchlisted bankers and employees, according to Bangko Sentral ng Pilipinas (BSP) Governor Benjamin E. Diokno. “It’s hard to predict whether it (number of erring bankers) will decline or increase. If there’s a 100-percent compliance on the part of the banks, maybe it will decline,” said Diokno. But, persistent and continuous “bad behavior on the part of the workers” will only increase their watchlist and derogatory information file (DIF) which is reviewed on a weekly basis. Basically, the DIF is the BSP’s “blackbook” of erring bankers, from the rank and file to directors and senior officials.