Changing attitudes towards RRSP contributions in Canada: It’s complicated By Renee Sylvestre-Williams on February 8, 2021 Financial instability created by the pandemic is shifting why and where people choose to save or invest. Advertisement “I don’t care about my retirement right now, I care about staying alive.” Advertisement Advertisement Walter Schultz, who is in his 40s, lives in Kitchener, Ont., and through his employment as a technician at a lab, he has a deferred profit-sharing plan and an employee Registered Retirement Savings Plan (RRSP). For now, at least, he says that’s as much as he’s willing to invest towards his so-called golden years.