In 2019 the Cologne Higher Regional Court issued a decision on the scope of the right to information under Article 15(1) of the EU General Data Protection Regulation (GDPR) that has enormous implications for insurers that collect or process personal data. Facts The plaintiff had taken out a life insurance policy with an additional occupational disability policy with the defendant.(1) A dispute arose as to the date from which the plaintiff became occupationally incapacitated in accordance with the terms of the insurance contract. It was undisputed between the parties that the plaintiff was incapacitated at least as of 1 August 2014. The defendant granted the plaintiff benefits from the insurance policy. The plaintiff claimed that he had already been seriously ill with depression in 2008, even though he had not notified insurers until 2014.