Us with your first name and city , youate at 202 7488003 can also join the conversation on twitter or facebook. Yesterday follows the news that the Unemployment Rate the highest rate since the great depression. We want to hear from all of you. Becomingy about unemployed because of the pandemic. We begin with the debate on the floor. Here is David Schweitzer, the republican from arizona making the argument for the legislation. Phone calls last couple weeks talking to that Small Business person and you could almost hear the tears on the others of the call. You could hear the stress, the almost panic that they are about to hurt the very people they work with. Because their business is playing. A promise that payroll protections money that ran out a couple weeks ago. That and we engaged in a type of cruelty because we sat here and engaged, we are better than this. We knew what we had to do. Lets never do this again. For arizona, what we are about to vote on is 202,000 jobs. They shouldve had those two weeks ago. That was republican David Schweitzer of arizona. Heres democratic congressman Hakim Jeffries of new york. More must be done. It is a strong step in the right direction. The covid19 pandemic is a ravaging america. Thousands have died. Millions of americans are unemployed. Fireuld either put out the or watch our great nation go down in flames. This bill will help familyowned businesses, helped women owned businesses, help minority businesses, help family farmers, help our hospitals and Nursing Homes. We cannot allow the perfect to be the enemy of the good. We are here to legislate, not just pontificate. Vote yes and live to fight another day. Host that was the democratic congressman from new york. While this bill got bipartisan support with 388 votes, five members did vote against it. Four House Republicans including andy biggs of arizona, ken bux of they were joined by one democrat, new yorks alexandria ocasiocortez and justin amash voted present. From texas along with the head of the Texas Restaurant association writes a piece in the wall street pppnal arguing that this program is killing restaurants. The Protection Program dried up. Our estimate is that 50 of restaurants in texas were not able to get the capital. What reason is many small restaurants dont have relationships with banks. This makes it more difficult to obtain funding. Without capital to stay in business, owners are left to choose between firing employees and for allowing them. If you terminate workers, you cut expenses. To qualify for loan forgiveness, ppp requires you hire them back. The cares act pays an additional 600 per week Area Unemployment benefits, many restaurants will find it difficult to get employees back on the job. If they dont, restaurants cannot receive loan forgiveness. The head of the texas association. More on that debate yesterday where lawmakers in washington were called back because they could not get unanimous consent on this for hundred 84 billion economic aid bill. More from the debate, here is Stephanie Murphy, the democrat from florida on how this bill will help the unemployed. Support but itll took too long. Lets get partisan games and do our jobs. We must be aggressive and smart. We must support workers and Business Owners who bear no blame for the crisis. We should keep workers tethered to jobs and health care. Be swift and direct rather than through complicated and timeconsuming programs. For workers who do lose their jobs, sadly the support has been delayed in states like florida. Whose unemployment system is marred by incompetence and indifferent. Congress must demand better. Unite to combat covid19. Will continue pushing for bipartisan cooperation to get the job done for the American People. I yield back the balance. Host that was democratic congresswoman Stephanie Murphy from florida. Washington post headline, out of work and cash. Millions of americans waiting for their first unemployment check. Florida has proved particularly problematic with fewer than 7 of applicants receiving aid. Know it is like for you. Unemployed in furloughed workers only this morning. If you live in the eastern or central part of the country, 202 7488000 mound pacific, your turn,001, it is your opportunity to tell washington what this has been like. David in denison, texas, good morning. Caller good morning. Im selfemployed but unemployed. Category fall into the that has fallen into the biggest crack. Uphink i mightve been hung by the first person at your place. Host what do you do that you are selfemployed . Caller i do websites out of an office in my home for 22 years. Person, youployed follow schedule c. That has been the kiss of death for the ppp and persons like myself in the first week. The problem isnt it was giving money accidentally to harvard yes it was true, the people that had banking relationships got through first. Andd friends quite welloff we managed to file at the same time. The guidance didnt exist for schedule c filers. Of yourexplaining part personal and Business Park where you prove your income. Re was no guidance for it. Businesses are in situations like me. Its not like they had a banking relationship for the head commercial loan experience. A business have Checking Account or anything like that. At least i had an account. They werent doing any of these unless you had a commercial loan or anything like that. They changed it after a few days were at least if you were doing business at their bank. It took me two days to get through that where i could talk to somebody because i at least had an account. Getting the thing filled out, which was not difficult, they said we are sorry we cannot process it. We dont have information on how to process the schedule c. It will have to be next week. Im hearing about how the thing is starting to run out of money. The next week comes along and he is saying we dont have the guidance. They were waiting on that in the meantime. Practically everything said on washington journal i listen to yesterday was not correct. The online banks are the way to go. These guys are set up for this. There is thousands of banks trying to do it. They dont have experience working with the spa, they dont have experience working with the government. I found them very cooperative, very helpful. The thing ran out of money. Are you going to try after the president signed this into law today . Absolutely, i contacted them again. Like i wast looked missing a couple documents, i dont how that happened. It is a very good process. For all those folks out there like myself, check out the online banking. You could look it up. To readjust want for people, you are talking about the Small Business loan. Then there are people who are the employees of all these Small Businesses and other businesses that have had to let employees go. The Washington Post as the economic carnage caused by the coronavirus causes a national backlog of at least 3 million unpaid jobless claims, according to a new analysis by the Washington Post nolan, in columbus, ohio. What is your story . Thing asame sort of the last caller from texas. Small Business Owner from 2015. I had some setbacks in 2018. Look into the paycheck Protection Program. I do a lot of my banking through square as a personal Checking Account through chase. You tried already and what happened . Im in a category where i have yet to open my doors for beeness because i have not paying a payroll tax. Through square before in the past. I think it was 2017. In terms of keeping my business i just use my stimulus check to pay my business rent and day to day operating costs. Host what is your business . Caller i process film. I run a small film lab. As the Washington Post ports, florida has been the most problematic for jobless claims. 1. 7 million residents in that state have sought jobless aid. Fewer than 120,000 of actually receive the money. We will go to jared next in brooklyn. Caller thank you, good morning. I think what congressman roy said is 100 true. If i were to take unemployment, i would make four times as much as i currently make. Im not going to, i dont need the money because im just a student. The much better idea is the ppp. 600 plus the unemployment benefits, people will not want to go back to work. You give them loans, it makes more sense. The democrats will just stuffing packages like the Kennedy Center back in. Host lets take a look at the cares act. The first big piece of legislation that congress passed. Not what they approved yesterday. The cares act Unemployment Insurance program is the pandemic Unemployment Compensation, pandemic emergency compensation and pandemic unemployment assistance. The Unemployment Compensation provides an additional 13 weeks benefits available after someone exhausts all of their regular state Unemployment Insurance benefits. July 21st, 20h 20. Regular unemployment and pandemic unemployment will calculated claims plus 600 per week. Unemployment assistance provides emergency unemployment assistance left out of state ui or exhausted the state ui benefits. This areweeks of available to workers who are immediately eligible to receive it. It expires december 31, 2020. Unemployeding to the this morning. Good morning. I was unjustly fired by walmart on the 31st of march. I was refusing to do the job with three persons. I am seeking reinstatement. I am going through the walmart channels. They have ignored my two or three complaints about a hostile Work Environment that led up to this situation as well as equipment disrepair. In addition, the complaints have been basically ignored. Im appealing to the public, coworkers, walmart for a sense of fairness to reinstate me. I am itching to get back to work, even though i have received the 1200 a couple weeks ago from the pandemic aid. Is for walmart and others to implement ppe, i had to bring my own mask. Spacing and distances, and enough workers to do the job. I had previous agreements that my job was to do the job we were doing, not the reparation not the operation upstairs with the store managers. Host have you filed for unemployment . Caller i have, it has not been responded to yet. Im sure walmart would challenge it. Im on facebook. T we will live it there leave it there, stuart in maine. Im calling in regards to a family member. He was in jail for about two years. He got out at the beginning of the new year. He was working for a company, they let him go. Right about the same time the banks were closing. He was incarcerated, he wasnt able to file taxes. , nobody this going on is answering the phones and you cant get any help. When im trying to ask is where do these people go that were working . How couldare closed, they qualify to get that 1200 stimulus. What do these people know . Hes unemployed, no job opportunities, he is back living with me. He just wants a way out. He wants to go back to work. Anisha johnson writes to us on facebook, wondering if i will be able to find a job as good as the one i had with the same pay within the next few months . With most daycare is closed until further notice i need to be able to work remotely. More from the debate yesterday jodey floor, here is arrington of texas, a republican. To our fellow americans whose livelihoods have been turned upside down. Y are not just members on numbers on some government spreadsheet. They are healthcare workers rushing to the front lines risking their lives for our safety. They are farmers, energy producers, Small Business owners, who listen to their leaders. They made their sacrifices and stayed home. They shouted their businesses to keep communities and country safe. This support will compensate them partly. It will help them get on their feet so they can keep their employees on the payroll and off the unemployment role. These folks are the heartbeat of america. They are the lifeblood of this economy and they, not the government will lead one of the greatest american comebacks in our history. , and suit up, strap it on get america back to work. I yield back. President expected to sign this legislation at noon eastern time today. The Senate Approved it by voice vote earlier this week. We are asking those that are unemployed and furloughed to call in this morning and tell washington what this has been like for you. Why you lost your job, have you tried unemployment claim . Have you received the money yet . We divided the lines by region. If you live in the eastern part of the country, 202 7488000, mountain pacific, 202 7488001. Here is a story by Yahoo Finance this morning about Credit Card Companies now starting to offer lower limits to its holders. Major companies are issuing lower customer spending limits as the virus leaves millions of americans jobless. A regulatory filing Late Wednesday discovers that it is also easing off efforts to sign up consumers and expects to take a hit from programs letting existing borrowers skip payments or delay the interest. The announcement came a day after symphony financial, the Company Behind cards with jcpenney, gap, american eagle, says it will close management accounts. Firm says they are using their own data as well as information from Credit Bureaus to dynamically reevaluate a customers credit worthiness. That from Yahoo Finance yesterday. Good in new jersey, morning to you. Were you let go because of covid19 . Caller yes, i was. Host what was your job . Caller i was a medical assistant. Host what happened that your company let you go . Caller we are considered nonessential. It was sports medicine. We were let go. Onpplied for unemployment march 22, i cannot get through to unemployment. Host how are you making it work . Good thinghusband, my husband is still working. We have three kids at home and now we are down to one income, it is making it hard. What have you been told . Have you tried to go online . Caller ive tried to go online, my status as filed. I have called, sent emails, im not get any response. Host have you reached out to your congressman or congresswoman . Caller i said emails, i tried to call. They say someone will get back to me, i have not heard anything. Have you tried the Governors Office . Caller i have tried everywhere. I have emailed, i have called. This week is five weeks. Income come in. Host what have you heard from friends, family members, about what happened in new jersey with the system . Aller they are overloaded i am in a group, unemployed in new jersey, a facebook group. There are thousands of people all saying the same thing. They all applied from march 15 through march 25 and none of us have received payments. They posted the conversation on your facebook group, that is great i hope more people call and and tell us their story. We will go to kathleen in ohio. It is your turn. Caller i was laid off starting the 19th and 20th, because of all the troubles they had and various other reasons. I used vacation up until this is my first week on unemployment. I wonder if i would still get that 600 because i have been 20thoff since march 19 and . I use my vacation to make sure i the extra 600, i wondered if i would be available for that . James in washington, good morning. Tell washington what you are experiencing right now. Caller this is actually ontopic and offtopic. Employee. Ourly a lost my job in the middle of february. Before that, for 10 years i was in management. In management, what we would do we would make employees quit, we wouldnt fire them because we didnt want to pay the unemployed insurance. This has been going on for a long time. I dont note with the present crisis if that will involve businesses. That has been going on for a long time. It was literally a Company Policy for the company that we didnt fire people because we didnt want them collecting unemployment. This is an extraordinary situation. Has been going on for years. If there is anyone else out there in management, it has been a policy. Host thanks for the call. In new jersey, thank you for the call. Caller good morning. Host we are listening to you, tell us what happened. Caller im a hairdresser, i have been out of work since march 12. I filed and somehow i got locked out of the system because of the security question. I have been without unemployment for since march 12. Ive tried to get in touch with them and tried every number you could possibly think of. We sent four or five emails. I am beside myself, i dont know what to do. Host how are you making what you have worked . Are you not paying certain bills . My husband gets a Social Security check, he gets his Social Security check of 1200. The money i saved, the stimulus check helped us, that is what we have now. Im waiting to get in touch with unemployment because that will be my extra money. 1338. Nt is like my cellrrangements with phone company, the Cable Company wasnt very nice. Gas and electric were very accommodating. Thank god i dont have any outstanding debt. Host how long do you think you can go . Probably to be honest with you, i have this months rent and then i have next months rent. I dont know what i will do after that. Where i live, they sent two letters out about rent, not very nice letters. Could try for assistance and make arrangement. I already made arrangements. I dont know how long they will hold out for those arrangements. In georgia today they are opening up hair salons. Do you think the new jersey governor should allow salons and people like you to go back to work