Print this page The Debt Respite Scheme (Breathing Space) gives someone in problem debt the right to legal protections from their creditors. This guidance is to help you understand the scheme and your responsibility to the court under the regulations. If you owe a debt that you think is eligible for a breathing space, you should get advice from a debt adviser. If you have any questions about a specific breathing space, contact the debt adviser whose details are in the notification you received. Do not contact the court. Your responsibilities Stop all action and apply the protections If you’re told that a debt owed to you is in a breathing space, you must stop all action related to that debt and apply the protections. You must keep these protections in place until the breathing space ends.