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to make money with businesses like yours, because yours are the ones that grow. but they're still feeling gun shy because of what happened on wall street. and in fairness to a lot of the community banks, they weren't the ones who were making big bets on derivatives, but they were punished, nonetheless. they've been hit really hard in the housing market. they've been hit on their portfolios. they've been trysting to strengthen their portfolios. but when we provide these loan guarantees through the sba or provide cheaper money to them that they can then lend out and as long as we'reonitoring them to make sure they actually lend it to small businesses, they are the ones that are most likely to get the money out the door. this bill is very important. it has been held up now for a couple of months unnecessarily. there was an article in the "usa today" just about three weeks ago that said small businesses were actually holding off on

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