ron! soh really? going on at schwab. thank you clients? well jd power did just rank them highest in investor satisfaction with full service brokerage firms...again. and online equity trades are only $4.95... i mean you can't have low cost and be full service. it's impossible. it's like having your cake and eating it too. ask your broker if they offer award-winning full service and low costs. how am i going to explain this? if you don't like their answer, ask again at schwab. schwab, a modern approach to wealth management. that we just hit the motherlode of soft-serve ice cream? i got cones, anybody wants one! oh, yeah! get ya some! no, i can't believe how easy it was to save hundreds of dollars on my car insurance with geico. ed! ed! we struck sprinkles! [cheers] believe it. geico could save you fifteen percent or more on car insurance.