health care? >> yes. >> that's it for the panel. stay tuned as kathleen sebelius makes another apology for that website failure. i put in the hours and built a strong reputation in the industry. i set goals and worked hard to meet them. i've made my success happen. so when it comes to my vestments, i'm supposed to just hand it over to a broker a back away? that's not gonna happen. avo: when you work with a schwab financial consultant, you'll get the guidance you need with the control you want. talk to us today.