Technology is a great enabler. Ask any founder in India's burgeoning startup ecosystem and they would agree that without technology and innovation, their company would probably not exist. Interestingly, several traditional and legacy companies may also say the same today. When it comes to the financial sector, technology has made possible functions that would have been unimaginable a decade ago. Like tapping your credit card to pay for your groceries. Or scanning a code to pay your cab fare. Deliberating on what the future holds for digital payments in India, Sajith Sivanandan, MD & Business Head - Google Pay & Next Billion User Initiative, Google India, and T.R. Ramachandran, Group Country Manager - India & South Asia, VISA, said the primary requirement was to make payments seamless.