As families throughout the world prepare to celebrate Christmas and spend time with loved ones, remember that criminals are also preparing for the yuletide season. They understand that 2020 has disrupted the traditional controls deployed by financial institutions, designated non-financial businesses and professionals (DNFBPS), retailers, street vendors, hotels and gaming houses. A gentle reminder: The Proceeds of Crime Act 2018 (POCA) defines “proceeds” or “proceeds of crime" as "any funds or property derived from or obtained, directly or indirectly, as a result of or in connection with the commission of any offence, including economic gains and funds or property converted or transformed, in whole in part, into other funds or property... It is immaterial who carried out the criminal conduct; who benefited from it; and whether the criminal conduct occurred before or after the passing of this Act".