ECLGS 4.0 to support capacity creation in healthcare: ICRA ECLGS 4.0 to support capacity creation in healthcare: ICRA 09 June 2021 | News The proposed 100 per cent guarantee cover loans of up to Rs 2 crore for setting up oxygen generation plants to support healthcare entities in semi-urban and rural areas www.shutterstock.com Under the emergency credit line guarantee scheme (ECLGS) 4.0, borrowers who are eligible for restructuring and had availed loans under ECLGS 1.0, will now be able to avail a tenure of five years (as against four years earlier), with a moratorium (where only interest needs to be paid) of 24 months and repayment of principal and interest in 36 months thereafter.