SunStar + July 17, 2021 QUEUING to pay for purchases or bills using cash can be quite a hassle and considerably unsafe these days. With a lockdown imposed in 2020 forcing businesses to close, paying at a bank or store counter made it difficult for consumers. While the strict quarantine measures have been slowly eased in the past few months, people and businesses are still required to take steps to practice physical distancing. This has led to Filipinos embracing digital alternatives which reduce the spread of the virus that could otherwise be passed on through paper bills and coins. Due to the ongoing pandemic, the Bangko Sentral ng Pilipinas (BSP) reported a huge spike in the use of e-payments. To cater to this shift in the digital landscape, M Lhuillier introduced the ML Wallet App. The ML Wallet App is M Lhuillier’s official mobile application launched in 2017. It allows users to send money, buy load, buy items in the ML Shop and pay bills on time in the safety of their homes. The app was designed to serve as the online bridge or “tulay” for Filipinos who do not have access to banks and other financial institutions particularly in the rural communities of the country.