Updated Apr 18, 2021 | 10:13 IST Broadly, the withdrawal of EPF can be made either by submission of a physical application for withdrawal or submission of an online application EPF Partial withdrawal allowed under these conditions New Delhi: Employees' Provident Fund is considered one of the most reliable retirement-oriented fund. EPF is a long term investment vehicle that helps you accumulate a retirement corpus. Since the objective of this product is to help you build a good retirement corpus, easy liquidity is a little counter-productive. So premature withdrawals are generally not allowed from your EPF account except under certain circumstances. You can withdraw a portion of your EPF savings prior to retirement for specific reasons such marriage or education of yourself, your siblings, or children or to cover emergency medical expenses for yourself, spouse, children, or dependent parents, repayment of home loan, buying a home or home renovation, etc.