MONEYWEB LIVESTREAM 20 July 2021 00:01 Image: Shutterstock Most South Africans are Covid-fatigued but, as the trajectory of the third wave continues upwards, itâs only natural to think about how the possibility of sudden death would impact those we leave behind and how they would manage financially in our absence. If youâve got a will tucked away, youâve taken the first step towards making provision for your spouse and your family, but thereâs a lot more you can do to prepare your affairs should tragedy strike. Specifically, if youâre married, a primary estate-planning goal should be to protect your surviving spouse from further heartache.