Everything you need to know about KCB Simba points loyalty program Shares KCB Group has a loyalty program for its customers dubbed KCB Simba Points where they earn points when they transact. Customers earn Simba Points for every time they transact with their credit or debit card, use KCB Mobile banking to pay bills, purchase airtime or transfer funds to a KCB account on *522#. Simba Points are also be rewarded whenever customers use the KCB Mobile App, bank online with KCB iBANK, deposit money at any KCB Bank Agent, process their salary, or even take a loan, mortgage or insurance cover.