To embed, copy and paste the code into your website or blog: FHA, Fannie Mae, and Freddie Mac recently issued COVID-19 related updates with respect to servicing. FHA published Mortgagee Letter 2021-15, Freddie Mac issued Bulletin 2021-23, and Fannie Mae updated Lender Letter 2021-02, all of which extend the previously announced foreclosure moratoriums through July 31, 2021. The moratorium for each requires servicers to suspend all foreclosure actions, including foreclosure sales, initiation of any judicial or non-judicial foreclosure process, and move for foreclosure judgment or order of sale. This restriction does not apply to mortgages on property deemed vacant or abandoned. In ML 2021-15, FHA also updated certain requirements and flexibilities related to borrowers impacted caused by COVID-19, including: