A leading insurer is facing allegations of recklessness and deceit over its work at Wales' tallest building - which has been plagued by damp and fire safety problems. Zurich Insurance is facing a High Court claim from flat owners of Swansea's Meridian Quay development, who have accused it of failing to properly carry out checks before issuing insurance policies for properties and then selling their warranties to a firm that went bust. Lawyers acting for the residents claim that Zurich was either reckless or dishonest in issuing insurance 'cover notes' to certify that the building complied with regulations when no proper final inspection had been carried out.