Mark Burgess Financial planners can expect equity returns between 6% and 8% in the coming decade, and fixed-income returns of around 2.7%, according to FP Canada and the Institut québécois de planification financière. The associations’ 2021 Projection Assumption Guidelines published Wednesday are designed to help financial planners make financial projections for 10 years or more. Canadian equities are projected to return 6.2%, compared to 6.6% for foreign developed market equities and 7.8% for emerging market equities. Want more immediate, memorable insights? Listen to this Soundbites episode, featuring Susan Spence, vice-president of Portfolio Solutions Group. The guidelines assume an annual inflation rate of 2% and return rates of 2.3% and 2.7% for short-term and fixed-income investments, respectively.