HDFC Bank Q4 preview: Just when India Inc was getting back on its feet, coming out from the Covid-19 pandemic-led disruption, the second wave of infections is making analysts wary of the recovery. Hence, when HDFC Bank reports its March quarter results (Q4FY21) on Saturday, April 17, all eyes would be on the management’s growth outlook. Analysts at Kotak Institutional Equities would focus on near-term growth recovery and segments that would be drive this growth. They are factoring-in a 6 per cent quarter-on-quarter (QoQ) decline in net profit, at Rs 8,218.6 crore, on the back of a 0.3 per cent dip in operating profit at Rs 15,135.7 crore. Both the parameters, however, would be 18.6 per cent and 16.8 per cent higher, respectively on a year-on-year (YoY) due to low base effect.