Updated Jul 26, 2021 | 06:15 IST You need to do your research to find such a policy that is truly valuable in terms of the coverage you get and the premium you pay. Consider these seven things while buying health insurance Seven key points to know while buying a health insurance policy New Delhi: It takes years for people to do disciplined savings and investments to achieve their life goals. However, one medical emergency in the family during this journey can potentially derail the entire financial planning of the family. A health insurance plan helps people manage this risk to a great extent. A good insurance policy is one wherein the insurer compensates you for over 90% of your total hospital bills. However, you need to do your research to find such a policy that is truly valuable in terms of the coverage you get and the premium you pay.