The Universal Hierarchy Communicating with HNWIs is daunting because it may seem as if we are talking with someone who lives in another world. For those of us who are yet to make it there, it can be difficult to imagine what we might do if we were to have a billion dollars. With this amount of money, it is clear that we wouldn’t need to worry about where our next meal (or any of our meals, ever) would come from or whether we’d have a place to sleep at night. It would seem, most likely, that we can move beyond the basic trappings of materiality and onto something greater.