How to Find Unclaimed Retirement Benefits If you're missing a retirement plan from a previous employer, here's how you find it. This story originally appeared on SmartAsset.com. Many employers offer retirement benefits, and some will even match their employees’ contributions. However, most people leave employers several times throughout their careers. In leaving one job and taking on another, some employees forget to take their 401(k) or other retirement accounts with them. If there’s a chance you have unclaimed retirement benefits but aren’t sure how to access them, here’s how to find your unclaimed retirement benefits. How Retirement Benefits Go Missing