Managing Director, MyMoneyMantra.com, Contributor Content A Chartered Accountant qualified in 1979, Khosla worked overseas with KPMG for 2 years and practiced professionally for a decade before founding MyMoneyMantra 1989. He is a highly regarded figure in the financial products distribution arena and advises several banks on their distribution strategy. The year 2020 was extraordinary, and events swung sharply from dismay to delight for investors. The stock markets crashed almost 40% in March on Covid fears, but recovered smartly only to end the year at an all-time high level. Interest rates declined during the year, bringing down the returns for FD investors but pushing up the returns of debt funds. Amidst the uncertainty, gold continued to do well, rising 31% during the year to emerge as the best performing asset class in 2020.