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cash out our 401(k) to cover this. get on plan, list debt smallest to largest and attack them in that order. become problem aware, make the lifestyle adjustment is the only way out. the calvary is not coming. face it yourself. only way it works. >> ainsley: cut netflix and morning coffee, be intentional and spend less than you make. pretty easy. it is hard sometimes. you have a live stream event on september 12. where can we get information? >> go into detail on september 12, rachel cruz. go to ramsey solutions.com, at the top, there is a banner, register for the free live stream. we would love to help you and we have the answers.