their now freely earned wages. dozen was spring up in the next century but at this present moment, only 23 are still operating nationwide. a 51% decline since 2001. made worse by the 2009 financial crisis and the ensuing recession. in the heavily black city of chicago, only one illinois service federal savings & loan association is still in business. but even it has come perilousy close to shutting its doors. enter chicago treasurer kurt summers who recently infused $20 million in city funds into illinois service. he cites the endo youment as an investment in chicago's financially underserved communities. he joins me now. welcome city of chicago