Hudson Valley Goes Totally Cashless Without Anyone Realizing It You no longer need to make sure you have cash in your wallet to live in the Hudson Valley, and that's a good thing. Just a couple of years ago I remember making weekly visits to the ATM. I'd take out a couple of hundred bucks, stuff it in my wallet and spend it on necessary items every day. But just this week I opened my wallet and realized something shocking; the same twenty-dollar bills were sitting there from over six months ago. Without even realizing it I had gone completely cashless. I started to think about the last time I actually used currency to purchase something and simply couldn't. I used to spend a few bucks on coffee at Dunkin', but now that they have an app I just scan and go. A year ago I'd always have cash lying around the house for ordering food, but since the pandemic struck, every restaurant I get delivery from takes payment and tips either over the phone or Internet when I place the order.