Safe in our asset management bubble, it would be easy to remain aloof to the seismic shifts we have seen in finance, be it Reddit uprisings or the soaring prices of Bitcoin. As we head into our second year of the Assessment of Value process, indications post-year one are not promising. Survey results suggest adviser engagement is very low. In a world where the FCA hopes that end investors engage, not even their advisers are reading reports. We may have achieved the letter of what the FCA asked for, but not the spirit. An undiscovered country? Putting that vanilla blancmange aside, imagine assessing the value of the complex world of cryptocurrency and tokenisation. How would we even start?