MONEYWEB app instead? SUBMIT YOUR QUESTION HERE SHARES And if you don't rectify the breach, what are the implications? By Mauro Forlin 14 Jan 2021 00:06 Â If you breach the limits of Regulation 28, how long do you have to rectify the breach? If you do not rectify the breach, what are the implications? Is it legal? Will your new or previous contributions no longer be tax-deductible? If you are already over the limits of Regulation 28, should you rather leave that retirement annuity (RA) as is in perpetuity and just open a new RA, make new contributions to it and leave the old RA over the Regulation 28 limits without penalty?