Explore Now Both the demand and the prices are on the stronger side as far as the ferrous and non-ferrous metals are concerned, says Deven R Choksey, MD, What does one do when markets are looking a little jittery? Overall, the banking sector remains scary. While retail credit and growth remain steady, the kind of a situation in which we are currently in, is likely to see some amount of reaction and slow growth in NBFCs and banks, particularly on the retail credit side. I do not see a majority of things changing compared to last year when the entire country was under lockdown. This time around, the situation is quite different. In many states, the Covid situation is relatively positive but larger states Maharashtra are facing partial lockdowns.