Operator Welcome to the James River Group Q1 2021 Earnings Call. My name is John, and I'll your operator for today's call. [Operator Instructions] And I will now turn the call over to Sarah Doran, Chief Financial Officer. Sarah, you may begin. Sarah Casey Doran -- Chief Financial Officer Thank you, John. Good morning, everyone, and welcome to the James River Group First Quarter 2021 Earnings Conference Call. During the call, we will be making forward-looking statements. These statements are based on current beliefs, intentions, expectations and assumptions that are subject to various risks and uncertainties, which may cause actual results to differ materially. For a discussion of such risks and uncertainties, please see the cautionary language regarding forward-looking statements in the earnings release and Risk Factors section of our most recent Form 10-K, Form 10-Qs and other reports and filings we made with the Securities and Exchange Commission. We do not undertake any duty to update any forward-looking statements.