July home loan snapshot: ANZ, NAB and Westpac push fixed rates higher According to the latest edition of the Mozo Banking Roundup which was released this morning, the bulk of the recent action has come from changes to fixed home loan rates, as a number of lenders including members of the big four have raised rates. For borrowers, this could be a trend worth watching in the months to come, especially those who are still wanting to lock in while rates are low. So what’s changed and how are both fixed and variable rates stacking up? Here’s a round up of the more significant recent changes in the home loan market.