Lithuania’s Debitum, which Offers Borderless SME Financing, Comments on Issues Affecting P2P Lending Sector May 9, 2021 @ 2:17 pm By Omar Faridi Peer to peer (P2P) lending has been a relatively popular or widely-adopted business model and it has seen many new platforms attempting to offer these types of services, the Debitum team writes in a blog post. However, Debitum, a Lithuanian platform offering borderless SME financing, points out that “just as there are new players coming on to the scene,” several others have exited the market. The Debitum team asks “why do some platforms fail” while others manage to maintain operations.